How to finance your braces in Warren NJ?

It’s time for braces. Do you know how you are going to finance your braces? Dr. Lorino of Smiles by Lorino Orthodontics in Warren says there is a greater emphasis on different financial options for braces. Dr. Lorino consults new patients who are concerned about treatment costs for braces. Flex Spending Accounts (FSAs) may help patients from Smiles by Lorino Orthodontics pay for their braces and orthodontic treatment.

Smiles by Lorino Orthodontics recommends looking into a Flexible Spending Account (FSA) to help finance your braces and orthodontic treatment. A Flexible Spending Account is a tax-advantaged account for use in paying for qualifying medical expenses. Smiles by Lorino Orthodontics says you should check to see if your employer offers FSAs. If you have a FSA, you would be able to use the pre-tax funds that you’ve set aside to cover braces and any orthodontic treatment plan at Smiles by Lorino Orthodontics in Warren. FSAs are exempt from federal taxes, Social Security (FICA) taxes and, in most cases, state income taxes.

A FSA can be a great option for funding orthodontic treatment and bridging the gap between what is covered by your dental insurance plan and the final cost of braces, says the staff at Smiles by Lorino Orthodontics in Warren. Paying through an FSA makes it possible to reduce out-of-pocket costs of braces by nearly one third, because the money goes into the FSA account untaxed.

At Smiles by Lorino Orthodontics, we can help a patient, or a patient’s parent, determine exactly how much braces or orthodontics treatment will cost and recommend how much money to set aside per year so that no funds will be lost. Orthodontic treatment is an ideal fit for FSA financing in Warren.

Prospective or current orthodontic patients with Smiles by Lorino Orthodontics, who have access to FSAs, should consider using their FSA to finance their orthodontic treatment. If you are not familiar how they work, should contact Smiles by Lorino Orthodontics in Warren with any questions. We look forward to helping you make your orthodontic treatment an easy one.

Source: https://www.aaoinfo.org/news/2012/12/financing-orthodontic-treatment-part-ii-flexible-spending-accounts-fsas-help-many